Because your mortgage is paid in arrears, there is a one month gap in your payments--that represents a huge savings for families that would like to use the funds for tuition, to pay down other debts, or to stash for a rainy day!
FHA Streamline |
VA Streamline |
Conventional Refinance |
|
30 Year Fixed Rate (APR) | 4.500% (5.584%) |
4.500% (4.503%) |
4.125% (4.189%) |
15 Year Fixed Rate (APR) | 3.750% (4.537%) |
3.750% (3.780%) |
3.500% (3.660%) |
Points | 0 | 0 | Maybe |
Lender Fees | No | No | Yes |
Appraisal Required? | No | No | Yes |
Income Verification Required? | No | No | Yes |
Minimum Credit Score | 640 | 640 | 620 |
Freedom offers a variety of options to help you save money on your mortgage--customers are often surprised to find how tightly we can customize a loan to meet their individual needs.
These are some quick stats to give you an idea of what we can offer, but by no means are they final--applying online is the fastest way to see scenarios that are better-tailored to your situation.
We'll show you rates, fees, points, and products that you can choose from. When it's time to finish the deal, a Loan Officer will personally discuss your options so you can make the right decisions.
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Rates are currently at all-time lows. Most people in the mortgage industry never thought they'd see rates as low as they are today. Since rates could begin to go back up at any time, refinancing soon makes more sense than ever.
In fact, customers who refinanced with Freedom as recently as last year have reached out to refinance with us ONCE AGAIN because they knew they could lower their payments with the most recent rate drop.
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There are many factors that go into a mortgage payment, but generally lower rates mean lower payments.
The chart here shows you what your payment would look like if you refinanced at different rates (assuming all your other information was the same like term, points, fees, etc).
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Since 1990, Freedom Mortgage Corporation has maintained its reputation as a full-service lender with strong customer service and unique streamlined process.
Today we're licensed as a mortgage lender in all 50 states. Month after month, we originate, process, fund and service thousands of loans, providing competitive rates and a full range of popular programs.
Our account executives, loan officers, underwriters, processors, product developers, customer service representatives and other professionals at Freedom Mortgage are home finance experts. With years of experience and deep industry insights they handle every aspect of the home loan process, from origination to closing. Our in-house customer support coupled with our online services makes our knowledge, processes, procedures and programs easily available.
Our team will help you make the right decision and help with any questions about your mortgage. We want your experience to go as smoothly as possible, so we're here for you from application until your mortgage is paid off.
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We work hard everyday in order to make your experience go as smoothly as possible.
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Whether your credit's impeccable or you have a more challenging financial background, Freedom Mortgage will find the right program for you. We'll work with you to determine your needs and goals, then tailor a loan to suit your situation. Our full spectrum of products and programs includes:
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We put our customers first at Freedom Mortgage, and it shows: Customers trust Freedom Mortgage with their loans. Here's feedback from some of our incredible customers:
"We were impressed with the speed, efficiency and ease of refinancing our mortgage as well as the excellent rates."
- Claire N, South Euclid OH
"They were quick easy and very accommodating."
- Nicholas S, Antioch, CA
"I am extremely pleased with the level of customer service and quality from your organization. I feel like an appreciated and valued customer and wouldn't wish to be with anyone else."
"I really appreciate the opportunity to take advantage of a lower rate and to get into a fixed rate product."
"Everyone I have spoken with from your company has been cheerful, courteous & prompt. I will definitely recommend Freedom Mortgage to others. Thank you!"
**Rates and APRs may vary depending on loan details, such as points, loan amount, loan to value, your credit, property type and occupancy. Rates assume an escrow account for property taxes, hazard insurance and mortgage insurance, if applicable.
This offer is made by Freedom Mortgage Corporation. It does not imply that any loan will be made by HUD, FHA, VA or the US Government.