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FHA Loans with Freedom
"We thought we couldn't qualify for a loan, but were able to refinance with an FHA mortgage. We got a great rate, reduced our monthly payment, and felt safer knowing the government insured our loan."

Considering an FHA Loan?

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FHA Mortgage Loans

Ask now about our government secured Federal Housing Administration loans!

FHA mortgage loans can give you the chance to secure a home mortgage even if your credit history is imperfect. Additionally, FHA mortgages allow borrowers with limited assets for a down payment to still obtain a loan.
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Finding the Right Mortgage

Be certain you’re not limiting your options, find the right mortgage for you.
Which Mortgage is Best for You?
Depending on your goals, there are different types of FHA home loans that may be suitable for you. These loans include:

  • FHA Fixed Rate Mortgage
    Your interest rate is locked for the entire length of your mortgage and you enjoy the benefit of having a predictable monthly payment.
  • FHA Adjustable Rate Mortgage (ARM)
    You pay a lower interest rate during a pre-determined initial period. Then, your rate resets based on different factors. These mortgages are usually ideal for homeowners not planning on staying in their home for a long time.
  • FHA 203k Rehabilitation Loan
    In addition to the money needed to purchase a home, you may be able to receive additional funds to help cover the costs of renovation.
  • FHA Streamline
    If you currently have an FHA home loan, you may be able to refinance into a lower rate and save on your monthly payment. In addition, if you owe more on your mortgage than your home is actually worth, FHA Streamline mortgage loans offer a way to refinance with no appraisal required.

Benefits of an FHA loan

What are the benefits of an FHA loan? Generally, FHA loans offer:

  • Low down payments
    You may be able to purchase a home with as little as 3.5% down.
  • No pre-payment penalties
    You can make additional payments toward your principal balance and speed repayment of your mortgage.
  • Flexible credit–qualifying guidelines
    If you have a limited credit history or are concerned about your credit, you may still qualify for an FHA mortgage.
  • Lower out-of-pocket costs
    You may be able to save more money on out-of-pocket costs with an FHA mortgage compared to a conventional mortgage.
  • FHA loans are assumable
    Should you need to sell your home, FHA loans are an attractive selling point for potential buyers who may assume your mortgage.

Tools and Calculators

Our online calculators and reference tools provide invaluable information to help make the right decision.
Tools & Calculators

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Our online application walks you through the initial steps. Don't worry - there is no obligation and your information is safe and secure. Apply for Loan Online


Use the form below to compare loans and find the loan that is best for you

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