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Overview

Extraordinary service. Simplified process. Custom solutions. That’s what you get when you buy or refinance a home with an FHA loan through Freedom Mortgage!

For 30 years, Freedom Mortgage has been committed to fostering homeownership in America with FHA loans.

We’ll help you understand the benefits of FHA loans as well as their costs and requirements. We’ll also make sure you understand what you need to do to buy or refinance a home with an FHA loan, so you feel comfortable and confident about each step you need to take to get your loan approved.

We helped our customers buy and refinance nearly 173,000 homes with FHA loans last year. We can help you too.

*Freedom Mortgage was named the #1 FHA lender by Inside Mortgage Finance, Jan-Mar 2021

FHA Home Purchase

  • All qualified homebuyers are eligible
  • Competitive interest rates
  • Low minimum down payments
  • Minimum credit score often 600
  • Mortgage insurance premiums required
Learn more

FHA Streamline Refinances

  • Competitive interest rates
  • Less paperwork and faster closings
  • Easy credit score qualification
  • Mortgage insurance premiums required
  • Only existing FHA loans are eligible
Learn more

FHA cash out refinances

  • All qualified homeowners are eligible
  • Maximum loan-to-value ratio often 80%
  • Mortgage insurance required
  • No funding fee
Learn more
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How much can you save?

Find out how much you might save by refinancing your home to a lower rate. By refinancing, the total finance charges you pay may be higher over the life of the loan. Change the default values to personalize your savings estimate!

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This calculator is made available as a self-help tool for your personal use. We do not guarantee its accuracy or applicability to your individual circumstances. Resulting calculations are for illustrative and informational purposes only and are not intended as investment or financial advice. Consult a qualified financial advisor before making important personal finance decisions. To get a better understanding of the benefits of refinancing, speak with a loan advisor at Freedom Mortgage.

Refinancing might save you
$241 a month

Ask us what rate we can offer you

The rate we may be able to offer on your FHA loan is specific to you. Your interest rate is determined by whether you want an FHA loan to buy a new home or refinance your existing home. Your rate is also determined by your credit score and income as well as the current mortgage market environment. Freedom Mortgage may be able to offer you a rate that is lower – or higher – than rates you see advertised by other lenders. Ask us today what FHA loan rate we can offer you!

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What Our Customers Say

Check out the reviews from some of our customers.

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Learn more about FHA loans

Our FHA loan education articles answer your questions about how to buy a home or refinance a home with an FHA loan.

FHA loans for first-time homebuyers

Mortgages backed by the FHA can help you purchase a home

Learn More

FHA vs. conventional loans

Learn the differences between FHA and conventional loans

Learn More

What are FHA loan limits in your county?

Find out the 2021 FHA loan limits in your county

Learn More

Understanding FHA closing costs

What's included in the closing costs of FHA loans?

Learn More