FHA loans are a good option when you’re buying a home, refinancing an existing FHA loan, or need cash from your home’s equity. FHA loans have competitive interest rates, flexible credit terms, and require low minimum down payments. They are backed by the Federal Housing Administration (FHA) and offered by private lenders like Freedom Mortgage!
We can empower you on your homeownership journey with an FHA loan whether you’re buying or refinancing.
*Freedom Mortgage was named the #1 FHA lender by Inside Mortgage Finance, 2021
How much can you save?
Find out how much you might save by refinancing your home to a lower rate. By refinancing, the total finance charges you pay may be higher over the life of the loan. Change the default values to personalize your savings estimate!
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Refinancing might save you
$241 a month
Ask us what rate we can offer you
The rate we may be able to offer on your FHA loan is specific to you. Your interest rate is determined by whether you want an FHA loan to buy a new home or refinance your existing home. Keep in mind by refinancing, the total finance charges you pay may be higher over the life of the loan. Your rate is also determined by your credit score and income as well as the current mortgage market environment. Freedom Mortgage may be able to offer you a rate that is lower – or higher – than rates you see advertised by other lenders. Ask us today what FHA loan rate we can offer you!
Learn more about FHA loans
Our FHA loan education articles answer your questions about how to buy a home or refinance a home with an FHA loan.
Mortgages backed by the FHA can help you purchase a home
Decide whether can afford to buy a home
Learn about financial assistance when buying a home
Typical time needed for the homebuying process