FHA Mortgage Loans
Ask now about our government secured Federal Housing Administration loans!
FHA mortgage loans can give you the chance to secure a home mortgage even if your credit history is imperfect.
Additionally, FHA mortgages allow borrowers with limited assets for a down payment to still obtain a loan.
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Finding the Right Mortgage
Be certain you’re not limiting your options, find the right mortgage for you.
Which Mortgage is Best for You?
Depending on your goals, there are different types of FHA home loans that may be suitable for you.
These loans include:
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FHA Fixed Rate Mortgage
Your interest rate is locked for the entire length of your mortgage and you enjoy the benefit of having a predictable monthly payment.
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FHA Adjustable Rate Mortgage (ARM)
You pay a lower interest rate during a pre-determined initial period. Then, your rate
resets based on different factors. These mortgages are usually ideal for
homeowners not planning on staying in their home for a long time.
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FHA 203k Rehabilitation Loan
In addition to the money needed to purchase a home, you may be able to receive additional funds to help cover the costs of renovation.
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FHA Streamline
If you currently have an FHA home loan, you may be able to refinance into a lower rate and save on your monthly payment. In addition, if you owe more on your mortgage than
your home is actually worth, FHA Streamline mortgage loans
offer a way to refinance with no appraisal required.
Benefits of an FHA loan
What are the benefits of an FHA loan? Generally, FHA loans offer:
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Low down payments
You may be able to purchase a home with as little as 3.5% down.
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No pre-payment penalties
You can make additional payments toward your principal balance and speed repayment of your mortgage.
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Flexible credit–qualifying guidelines
If you have a limited credit history or are concerned about your credit, you may still qualify for an FHA mortgage.
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Lower out-of-pocket costs
You may be able to save more money on out-of-pocket costs with an FHA mortgage compared to a conventional mortgage.
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FHA loans are assumable
Should you need to sell your home, FHA loans are an attractive selling point for potential buyers who may assume your mortgage.
Tools and Calculators
Our online calculators and reference tools provide invaluable information to help make the right decision.
Tools & Calculators
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