How Much Home Can I Afford?
Keep in mind that a Home Affordability Calculator provides a rough estimate. For example, the calculator does not take into account your overall financial situation or the annual cost of repairs and maintenance that every homeowner should plan for and budget.
For personal assistance evaluating how much you may be able to afford on a home, contact one of our Home Loan specialists who can answer your questions and provide you financing options.
Find out more about how to compare mortgage rates.
|Conventional / Jumbo Loans||VA
|Down Payment Yes||Down Payment No||Down Payment Yes||Down Payment No|
|Mortgage Insurance Yes||Mortgage Insurance No||Mortgage Insurance Yes||Mortgage Insurance Yes|
|Credit Higher credit scores||Credit Lower credit scores||Credit Lower credit scores||Credit Lower credit scores|
|Type of Property No restrictions||Type of Property Primary residence||Type of Property Primary residence||Type of Property Primary residence|
|Government insured No||Government insured Yes||Government insured Yes||Government insured Yes|
The Home Buying Process
Congratulations! You have decided to explore homeownership and we're here to guide you through every step to help make your dream a reality.
What Our Customers Say
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Already a Freedom Mortgage Customer?
If you're in the market for a new or 2nd home, we have you covered.
As a current Freedom Mortgage customer, we want you to be our customer for life. That's why we make you our Purchase Promise.
On-time closing or a $500 gift card**
Purchase savings perks - more ways to save***
*We will provide a $500 gift card if we can't match or beat a competitor's interest rate that is
disclosed on an official Loan Estimate document.
**We will provide a $500 gift card if closing is delayed on our end.
***Savings are through Homebuyer Privileges, an exclusive Genworth Mortgage Insurance program.
Up to $7,500 savings on home furnishings, moving services, and more.
Certain restrictions may apply, ask your Freedom Mortgage Loan Specialist for more information.
*Low-Rate Guarantee – In order to be eligible, you must submit the competitor's Loan Estimate (LE) and Rate Lock Agreement for review. Terms of the competitor's rate, including product type, discount points, and mortgage loan amount must be identical to the mortgage loan for which you are applying. The competitor's LE must be dated the same day it is provided to Freedom Mortgage. If we validate your competing offer and are unable to match your offer, we will send you a claim form to request a $500 gift card as an expression of our appreciation for your time. You must submit your claim form within 30 days of closing your loan with your original lender under the same conditions as originally presented to us. Your claim form must include a copy of your Closing Disclosure and a copy of the originally submitted competing LE and Rate Lock Agreement. Once we confirm that the closing documents are accurate and confirm that your loan closed with the product and terms as originally quoted by your original lender, we will mail you a $500 gift card within 30 days of receiving your claim form. The claim form should be mailed to: Freedom Mortgage, 907 Pleasant Valley Avenue, Suite 3, Mount Laurel, NJ 08054, Attn: Low-Rate Guarantee Program. We reserve the right, in our sole discretion, to modify or discontinue this program or to restrict its availability to any person, at any time, for any or no reason, and without prior notice or liability to you. This offer is limited to new purchase loans only.
Tips & Insights
Get the latest tips and insights to guide you throughout your homeownership journey.
Credit issues don’t need to end your homeownership dreams.
Get started today by getting a personalized evaluation of your home loan options from Freedom Mortgage.