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Ask us what VA rate we can offer you!

The VA rate we may be able to offer is personal to you. Your interest rate is affected by your credit score, your income and finances, as well as the current mortgage market environment. Freedom Mortgage may be able to offer you a VA rate that is lower – or higher – than the rate you see advertised by other lenders. Ask us today what VA rate we can offer you.

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Overview

VA loans help make homeownership more affordable for veterans and military personnel. They have competitive interest rates, no down payments for many veterans, low minimum credit score requirements, and no mortgage insurance, which make them a cost-effective option for veterans.

VA loans can help you buy a home, refinance a home, or get cash from your home’s equity to spend on renovations or education. They are backed by the Department of Veterans Affairs (VA) and offered by private lenders like Freedom Mortgage!

We can help you understand the benefits of VA loans and empower you on your homeownership journey.

* Freedom Mortgage was named the #1 VA lender by Inside Mortgage Finance, 2021.

VA Home Purchases

  • Veterans, active-duty personnel, and surviving spouses can qualify
  • Competitive interest rates
  • 0% down payments for many VA homebuyers
  • Minimum credit score as low as 600
  • No mortgage insurance
  • One-time funding fee for most veterans

VA Refinances ("IRRRL")

  • Homes with existing VA loans can qualify for easier refinances
  • Competitive interest rates
  • Hassle-free process with less paperwork and faster closings
  • Easy credit score qualification
  • No mortgage insurance
  • Low one-time funding fee for most veterans

VA Cash Out Refinances

  • Get cash from the value of your home’s equity
  • Homes with existing VA loans and other mortgage types can qualify if you are eligible for a VA loan
  • Can finance up to 90% of home value
  • Minimum credit score as low as 550
  • No mortgage insurance
  • One-time funding fee for most veterans
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How much can you save?

Find out how much you might save by refinancing your home to a lower rate. By refinancing, the total finance charges you pay may be higher over the life of the loan. Change the default values to personalize your savings estimate!

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This calculator is made available as a self-help tool for your personal use. We do not guarantee its accuracy or applicability to your individual circumstances. Resulting calculations are for illustrative and informational purposes only and are not intended as investment or financial advice. Consult a qualified financial advisor before making important personal finance decisions. To get a better understanding of the benefits of refinancing, speak with a loan advisor at Freedom Mortgage.

Refinancing might save you
$241 a month

Ask us what VA rate we can offer you!

The VA rate we may be able to offer is personal to you. Your interest rate is affected by your credit score, your income and finances, as well as the current mortgage market environment. Freedom Mortgage may be able to offer you a VA rate that is lower – or higher – than the rate you see advertised by other lenders. Ask us today what VA rate we can offer you.

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What Our Customers Say

Check out the reviews from some of our customers.

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Learn more about VA loans

Our VA loan education articles answer your questions about how to buy a home, refinance a home, or get cash from your home equity with a VA loan.

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Benefits of the VA home loan program

How VA loans make financing a house more affordable for veterans

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VA loans for disabled veterans

Do disabled veterans qualify for VA loans?

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How to refinance a VA loan

Answers to your VA refinancing questions

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VA loans vs. conventional loans

Learn the differences between these mortgage choices