Freedom Mortgage Learning Center
The knowledge you need to choose the right loan!

How to apply for a mortgage
About your mortgage loan application
What is mortgage insurance?
Compare different loan types and consider the overall cost of your payments
What are closing costs?
Find out what to expect to pay on closing day

What is a mortgage?
Learn how mortgages work

What are real estate comps?
Learn how comparables help set home prices

What happens when the servicing of your mortgage loan is transferred?
Learn about mortgage loans and mortgage servicing rights
How to buy a house
Your step-by-step guide to buying a home
How to get prequalified for a mortgage
Jump start your home search with prequalification
How much money do you need to buy a house?
Decide whether can afford to buy a home

How much do housing prices rise a year?
Learn how much home prices have increased over time

How to compare mortgages
Learn more about comparing mortgage loans and rates

Buyer’s markets vs seller’s markets
Learn the differences and what they mean for you!
What is refinancing?
What it means to refinance a house
Should you refinance your mortgage?
Reasons why you should (or shouldn’t) refinance your home
How to remove PMI from your mortgage
Get rid of mortgage insurance on FHA and conventional loans
Refinance an FHA loan to a conventional loan
Learn how it might help you save on mortgage insurance
What is a mortgage recast?
Learn one way you can change your monthly mortgage payment
How often can you refinance?
Learn how many times refinancing your home makes sense
What is a cash out refinance?
Learn more about using your home’s equity to get cash
What is home equity?
Learn why the equity in your home matters
Maximum LTV for cash out refinance
Loan-to-value ratios (LTV) for cash out refinancing

Cash out refinancing on investment and rental properties
Learn more about the benefits, costs, and requirements

Is a cash out refinance a good idea?
Learn the pros and cons of cash out refinancing

How to pay for college
Tips and resources to help make college more affordable
How to apply for a VA loan
Learn more about eligibility and VA loan applications
How to apply for an FHA loan
Learn more about eligibility and FHA loan applications
FHA vs. conventional loans
Learn the differences between FHA and conventional loans
What is the minimum credit score for a VA loan?
Find out what VA loan credit scores you need
What is an FHA loan?
Learn more about FHA loans and how they work
What is a VA funding fee?
Learn current funding fee rates, how much you might pay, and more helpful information
Need Help Crunching the Numbers?
Home affordability calculator
Estimate the prices of homes you can afford and the monthly payments that might come with them.
Refinance calculator
Find out how much you might save by lowering your interest rate.