Freedom Mortgage Learning Center
The Knowledge You Need to Choose the Right Loan!
How to Apply for a Mortgage
About Your Mortgage Loan Application
What Is Mortgage Insurance?
Compare Different Loan Types and the Cost of Your Payments
What Are Closing Costs?
What You Can Expect to Pay on Closing Day
State and Local Tax Deduction Changes Could Leave Homeowners Feeling SALTy
Learn More About Who Might Benefit
How Mortgage Interest Rates Have Changed (or not Changed) over Time
What the Last 40 Years of Data Indicates
How Often Do Mortgage Rates Change?
Learn How Changing Rates Affect Home Affordability
How to Buy a House
Five Steps for Buying Your Next Home
How to Get Prequalified for a Mortgage
Estimate How Much Home You Can Afford
How Much Money Do You Need to Buy a House?
Decide Whether You Can Afford to Buy a Home
Student Loan Debt and the Dream of Homeownership
Is It Possible to Have Both?
How Much Is a Mortgage?
How Much Should You Expect to Pay?
What Percentage of Your Income Should Go Toward Your Mortgage?
Learn About the 28%- and 36%-Income Guidelines
How Much Does It Cost to Refinance a Mortgage?
Average Refinance Closing Costs, “No Cost” Refinancing, and More
Should You Refinance Your Mortgage?
Reasons Why You Should (or Shouldn’t) Refinance Your Home
How to Remove PMI from Your Mortgage
Removal of Mortgage Insurance on FHA and Conventional Loans
Refinance an FHA Loan to a Conventional Loan
Learn How It Might Help You Save on Mortgage Insurance
What Is a Mortgage Recast?
Learn One Way You Can Change Your Monthly Mortgage Payment
How Often Can You Refinance?
Learn How Many Times Refinancing Your Home Makes Sense
5 Reasons to Get a Cash Out Refinance
Your Home’s Equity Can Help You Get Cash
What Is Home Equity?
Learn Why the Equity in Your Home Matters
Cash Out Refinance Credit Scores
Find Out the Minimums for Conventional, FHA, and VA Loans
What Is a Second Mortgage?
Learn About Borrowing from Your Home’s Equity
Is Debt Consolidation a Good Idea?
Pros and Cons of Consolidating Your Debt
What Is a Home Improvement Loan?
How to Pay for Home Renovations
How to Apply for a VA Loan
Learn More About Eligibility and VA Loan Applications
How to Apply for an FHA Loan
Learn More About Eligibility and FHA Loan Applications
FHA vs. Conventional Loans
Learn the Differences Between FHA and Conventional Loans
What Is the Minimum Credit Score for a VA Loan?
Find out What VA Loan Credit Scores You Need
What Is a VA Funding Fee?
Learn Current Funding Fee Rates, How Much You Might Pay, and More
What Are the FHA Loan Limits in Your County?
Find out the FHA Loan Limits for 2025
Need Help Crunching the Numbers?
Home Affordability Calculator
Estimate the prices of homes you can afford and the monthly payments that might come with them.
Refinance Calculator
Find out how much you might save by lowering your interest rate.