Freedom Mortgage Learning Center
The knowledge you need to choose the right loan!
How to apply for a mortgage
About your mortgage loan application
What is mortgage insurance?
Compare different loan types and consider the overall cost of your payments
What are closing costs?
Find out what to expect to pay on closing day
What are restrictive covenants in real estate?
Learn about Declarations of Covenants, Conditions, and Restrictions (CC&Rs)
How to find property lines
Learn how to determine where your property lines are
What is encroachment in real estate?
Find out how encroachments can present challenges to homeowners
How to buy a house
Your step-by-step guide to buying a home
How to get prequalified for a mortgage
Jump start your home search with prequalification
How much money do you need to buy a house?
Decide whether can afford to buy a home
How much does it cost to sell a home?
You can pay commissions, closing costs, taxes, and more
How to price your home for sale
Consider value, condition, the market, and more
What do real estate attorneys do?
Find out how they help home buyers and sellers
How much does it cost to refinance a mortgage?
Average refinance closing costs, “no cost” refinancing, and more.
Should you refinance your mortgage?
Reasons why you should (or shouldn’t) refinance your home
How to remove PMI from your mortgage
Get rid of mortgage insurance on FHA and conventional loans
Refinance an FHA loan to a conventional loan
Learn how it might help you save on mortgage insurance
What is a mortgage recast?
Learn one way you can change your monthly mortgage payment
How often can you refinance?
Learn how many times refinancing your home makes sense
5 reasons to get a cash out refinance
Your home’s equity can help you get cash
What is home equity?
Learn why the equity in your home matters
Cash out refinance credit scores
Find out the minimums for conventional, FHA, and VA loans
What is a home improvement loan?
How to pay for home renovations
6 ways to increase your home’s living space
Renovation ideas that don’t require major construction
What is delayed financing?
How to buy a house with cash then get a mortgage
How to apply for a VA loan
Learn more about eligibility and VA loan applications
How to apply for an FHA loan
Learn more about eligibility and FHA loan applications
FHA vs. conventional loans
Learn the differences between FHA and conventional loans
What is the minimum credit score for a VA loan?
Find out what VA loan credit scores you need
What is a VA funding fee?
Learn current funding fee rates, how much you might pay, and more helpful information
What are VA loan closing costs?
Learn how much you might pay for closing costs on a VA loan
Need Help Crunching the Numbers?
Home affordability calculator
Estimate the prices of homes you can afford and the monthly payments that might come with them.
Refinance calculator
Find out how much you might save by lowering your interest rate.