Freedom Mortgage Learning Center
The knowledge you need to choose the right loan!
How to apply for a mortgage
About your mortgage loan application
What is mortgage insurance?
Compare different loan types and consider the overall cost of your payments
What are closing costs?
Find out what to expect to pay on closing day
How to make a payment to Freedom Mortgage
You can pay your bill online, with our mobile app, by mail, or by phone
What are Fair Lending Laws & Regulations?
How fair lending laws help protect homebuyers and homeowners
What is a mortgage?
Learn how mortgages work
How to buy a house
Your step-by-step guide to buying a home
How to get prequalified for a mortgage
Jump start your home search with prequalification
How much money do you need to buy a house?
Decide whether can afford to buy a home
Home Maintenance Checklist
Our home maintenance list will help keep your home in top shape all year around.
What are contingencies when buying a house?
Learn about common contingencies for home purchase offers
Termite inspections for home purchases
Learn what’s required when you buy a home
What is refinancing?
What it means to refinance a house
Should you refinance your mortgage?
Reasons why you should (or shouldn’t) refinance your home
How to remove PMI from your mortgage
Get rid of mortgage insurance on FHA and conventional loans
Refinance an FHA loan to a conventional loan
Learn how it might help you save on mortgage insurance
What is a mortgage recast?
Learn one way you can change your monthly mortgage payment
How often can you refinance?
Learn how many times refinancing your home makes sense
5 reasons to get a cash out refinance
Your home equity might help you get cash
What is home equity?
Learn why the equity in your home matters
Maximum LTV for cash out refinance
Loan-to-value ratios (LTV) for cash out refinancing
What is delayed financing?
How to buy a house with cash then get a mortgage
Cash out vs no cash out refinances
Learn the differences between them!
Example of a cash out refinance
A case study on getting cash from home equity
How to apply for a VA loan
Learn more about eligibility and VA loan applications
How to apply for an FHA loan
Learn more about eligibility and FHA loan applications
FHA vs. conventional loans
Learn the differences between FHA and conventional loans
What is the minimum credit score for a VA loan?
Find out what VA loan credit scores you need
What is a VA funding fee?
Learn current funding fee rates, how much you might pay, and more helpful information
What are VA loan closing costs?
Learn how much you might pay for closing costs on a VA loan
Need Help Crunching the Numbers?
Home affordability calculator
Estimate the prices of homes you can afford and the monthly payments that might come with them.
Refinance calculator
Find out how much you might save by lowering your interest rate.