Freedom Mortgage Learning Center
The knowledge you need to choose the right loan!
How to apply for a mortgage
About your mortgage loan application
What is mortgage insurance?
Compare different loan types and consider the overall cost of your payments
What are closing costs?
Find out what to expect to pay on closing day
What is a conforming loan?
Differences between conforming and nonconforming mortgages
How do real estate agent commissions work?
What the commission is and who pays those fees
What are homestead exemptions?
How exemptions might lower your property taxes and more
How to buy a house
Your step-by-step guide to buying a home
How to get prequalified for a mortgage
Estimate how much home you can afford
How much money do you need to buy a house?
Decide whether you can afford to buy a home
What is a final walkthrough when buying a home?
Learn what you should expect and tips on what to look for
How to stage your home to sell
Make a great first impression with these tips
How to declutter your home
Tips for getting your house ready to sell
How much does it cost to refinance a mortgage?
Average home refinance closing costs, “no cost” refinancing, and more.
Should you refinance your mortgage?
Reasons why you should (or shouldn’t) refinance your home
How to remove PMI from your mortgage
Get rid of mortgage insurance on FHA and conventional loans
Refinance an FHA loan to a conventional loan
Learn how it might help you save on mortgage insurance
What is a mortgage recast?
Learn one way you can change your monthly mortgage payment
How often can you refinance?
Learn how many times refinancing your home makes sense
5 reasons to get a cash out refinance
Your home’s equity can help you get cash
What is home equity?
Learn why the equity in your home matters
Cash out refinance credit scores
Find out the minimums for conventional, FHA, and VA loans
Is debt consolidation a good idea?
Pros and cons of consolidating your debt
What is a home improvement loan?
How to pay for home renovations
6 ways to increase your home’s living space
Renovation ideas that don’t require major construction
How to apply for a VA loan
Learn more about eligibility and VA loan applications
How to apply for an FHA loan
Learn more about eligibility and FHA loan applications
FHA vs. conventional loans
Learn the differences between FHA and conventional loans
What is the minimum credit score for a VA loan?
Find out what VA loan credit scores you need
What is a VA funding fee?
Learn current funding fee rates, how much you might pay, and more helpful information
What are VA loan closing costs?
Learn how much you might pay for closing costs on a VA loan
Need Help Crunching the Numbers?
Home affordability calculator
Estimate the prices of homes you can afford and the monthly payments that might come with them.
Refinance calculator
Find out how much you might save by lowering your interest rate.