Check your income
Getting pre-approved for a mortgage is a great step toward purchasing a home and can make first time home buyers much more attractive to sellers. Let Freedom Mortgage help you understand the benefits of pre-approval and whether you qualify today!
Having a job with a steady source of income is key. Lenders want to insure your income supports your ability to repay your mortgage. They will check your employment history, your salary and would want to see job stability--at least two years with the same employer. You will need to supply your pay stubs and two years of tax returns for income verification.