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Eagle Eye Program

We are committed to making your home purchase or refinance as easy as possible. After you close your loan, we’ll activate our Eagle Eye pledge.

Freedom Mortgage will contact you when:

  • Rates drop and we may be able to lower your monthly payment
  • The value of your home increases and we can help give you access to more cash
  • We have a special program or opportunity that may be of interest to you

Our Eagle Eye Program gives you the freedom to focus on your home and your life, while we keep an eye on your mortgage.

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Purchase Promise

As a current Freedom Mortgage customer, we want you to be a customer for life. That’s why we make you our Purchase Promise.

When it is time for your next home, we will find you the lowest rate possible and will work with you every step of the way so you have worry-free closing. Speak with a loan advisor today and we’ll tell you more about our exclusive current customer programs.

  • Commitment to close on time

    Our purchase mortgages close on time. Guaranteed — or $1,000.

  • Commitment to Rate

    Freedom Mortgage will meet a competitor's rate — or pay $250.

  • Commitment to Value

    We'll take $250 off costs when you close with Freedom Mortgage.

*LOW RATE GUARANTEE ("LR Guarantee") General

The LR Guarantee program compares the interest rate, discount points, and lender fees ("Terms") shown on a competing lender’s loan estimate ("Competing Lender’s LE") with the Terms shown on the loan estimate provided to you by Freedom Mortgage. (Property taxes, insurance, title fees, and other third party fees are excluded from the comparison.) After comparison, if Freedom Mortgage is unable or unwilling to meet or beat the interest rate disclosed on the Competing Lender’s LE, then subject to the conditions set forth below, we will mail you a $250 prepaid card within 30 days after having received the materials listed below. Only one $250 prepaid card for the LR Guarantee will be provided per loan transaction. Freedom Mortgage reserves the right to modify or end the LR Guarantee program at any time in its sole discretion.

Conditions: To be eligible for the LR Guarantee:

  • The loan transaction must be a purchase loan transaction, not a refinancing.
  • You must provide a copy of the Competing Lender’s LE to your loan officer. The Competing Lender’s LE must be dated on or after the date of our loan estimate.
  • The following information on the loan estimates must be identical: applicants, property, sale price (if applicable), loan amount, loan term, purpose, product, loan type, and rate lock duration.
  • The loan represented by the Competing Lender’s LE ("Loan") must be closed and funded by that lender within the rate lock period shown on the Competing Lender’s LE, at or below the interest rate shown on the Competing Lender’s LE.
  • Within 30 days of closing the Loan, you must send a copy of the closing disclosure and the note for the Loan to 907 Pleasant Valley Avenue, Mt. Laurel, NJ 08054 Attn: Low Rate Guarantee Redemption.
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Homeowners insurance

Freedom Mortgage has partnered with Matic to help homeowners instantly shop for homeowners insurance. Matic is free and takes less than 60 seconds to get a quote.

  • Compare quotes from multiple top-rated carriers
  • Work with a personal licensed insurance agent
  • Compare existing policies for savings opportunities
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Home protection plans

Home appliance and system breakdowns can be expensive. Protect your home and budget with a plan from Cinch Home Services for your home warranty needs. It covers the major appliances and systems you and your family depend on the most including:

  • Major kitchen appliances

    Refrigerator, stove, oven, dishwasher, built-in trash compactor, garbage disposal, microwave and more

  • Laundry appliances

    Washer and dryer

  • Plumbing system

    Water heater, toilet, interior leaks and breaks for water, waste, drain, vent and gas lines, plumbing stoppages, sump pump, whirlpool bathtub and more

  • Heating and cooling systems

    Air conditioning and heating units

  • Electrical system

    Exhaust fan, central vacuum, doorbell/chime, garage door opener, smoke detector, main breaker/fuse panel box and interior electrical lines