When Is the Best Time to Buy a Home?
3-minute read
The best time to buy a house is unique to you, but you might find more choices in the spring and less expensive homes in the winter. Learn more.
Lorem ipsum dolor sit amet consectetur
How to Buy a House
3-minute read
Recommended: From figuring out what you can afford to closing on your new home, learn how to buy a house with our step-by-step guide.
Recent Articles
Non-Conforming Loan: Definition and Considerations
3-minute read
A Homebuyer’s Guide to Non-Conforming Loans
What Is a 7/1 Adjustable-Rate Mortgage (ARM)?
3-minute read
7/1 ARM Meaning, Requirements, Pros, and Cons
Cash Out Refinancing on Investment and Rental Properties
3-minute read
Learn More About the Benefits, Costs, and Requirements
Grantor vs. Grantee: What’s the Difference?
3-minute read
Understanding the Difference Between Grantor and Grantee
Mortgagor vs. Mortgagee: What’s the Difference?
3-minute read
Learn Why These Terms Matter for Homebuyers
What Does ‘Active Under Contract’ Mean in Real Estate?
3-minute read
Home buyers must understand this MLS status
Adjustable-Rate Mortgage (ARM) Pros and Cons
3-minute read
The Benefits and Drawbacks of ARMs and How They Work
Mortgage Documents: Tips and Checklist for Homeowners
3-minute read
What Paperwork Do You Need for a Mortgage?
Is a HELOC a Good Idea?
3-minute read
A home equity line of credit can be a great financial tool, but it may not be for everyone. Learn about the HELOC pros and cons and your options here.
How Old Do You Have to Be to Buy a House?
3-minute read
Young Buyers Need to Understand the Legal and Financial Requirements that Come with Purchasing a Home
What Are Basis Points and How Are They Used In Mortgages?
3-minute read
Understanding a Small Number That Can Make a Big Difference
Tax Implications of a Cash Out Refinance
3-minute read
Will Taking Cash from Your Home’s Equity Affect Your Taxes?
20-Year vs. 30-Year Mortgage: What to Consider
3-minute read
Is a mortgage with a 20-year repayment term or a 30-year repayment term right for you?
Should You Refinance at a Higher Interest Rate?
3-minute read
Reasons Why Refinancing with a Higher Rate Might Make Sense
Mortgage Refinance: What Is It & How Does It Work?
3-minute read
How it works, the types of loans you can refinance, and the pros and cons of refinancing.
VA Streamline Refinance (VA IRRRL): What Is It and How Does It Work?
3-minute read
A VA IRRRL replaces your VA home loan with better rates and, ideally, better payments.
What Is a USDA Streamline Refinance and How Does It Work?
3-minute read
A USDA streamline refinance can replace your existing USDA mortgage with one that offers better rates.
Types of Mortgage Refinance Loans
3-minute read
With multiple refinance options to consider, what’s the best way for you to refinance your mortgage?
Should You Refinance Your Mortgage?: 7 Questions to Ask
3-minute read
What Questions You Should Ask Before Refinancing
Second Mortgage vs. Refinance: A Complete Guide
3-minute read
Learn the pros and cons of these two options here.
What Do Real Estate Agents Do?
3-minute read
Real estate agents can make buying and selling a home easier. Learn more about what real estate agents do, what they charge, and how they can help you.
Refinancing an FHA Loan to a Conventional Loan
3-minute read
What Goes into Refinancing an FHA Loan to Conventional?
Can You Refinance an ARM Loan to a Fixed-Rate Mortgage?
3-minute read
A Guide to Refinancing Your ARM to a Fixed-Rate Mortgage
What Is a No-Closing-Cost Refinance and Is It Right For You?
3-minute read
Find out what it is and if it is right for you.
How to Remove PMI from Your Mortgage
3-minute read
Removal of Mortgage Insurance on FHA and Conventional Loans
How to Refinance a Mortgage with Bad Credit
3-minute read
Learn the best strategies and loan options for refinancing your home despite a low credit score.
How to Refinance a Mortgage
3-minute read
Learn More About How to Refinance Your Home and What Your Options Are
6 Ways to Lower Your Mortgage Payment
3-minute read
See If You Can Reduce Your Monthly Mortgage Costs
FHA Streamline Refinancing: Is It Right for You?
3-minute read
What Is an FHA Streamline Refinance and How Does It Work?
What Is an FHA Cash Out Refinance & How Does It Work?
3-minute read
How an FHA cash out refinance works, who qualifies, and how much you could access from your home’s equity.
Debt Consolidation Mortgage Refinances
3-minute read
Learn About Your Debt Consolidation Loan Choices
How Much Does It Cost to Refinance a Mortgage?
3-minute read
Average Refinance Closing Costs, “No Cost” Refinancing, and More
What Is Homeowners Insurance?
3-minute read
Homeowners, flood, and hurricane insurance protect your home financially. Learn more about what insurance covers and what kind you need with Freedom Mortgage.
Cash Out vs. No Cash Out Refinance: What’s the Difference?
3-minute read
Explore Pros and Cons of Cash Out and No Cash Out Refis
Tax Deductions for Homeowners
3-minute read
Tax breaks for homeowners can help save money. Find out from the Freedom Mortgage team what deductions may be available and how to claim them.
What Are Restrictive Covenants in Real Estate?
3-minute read
Learn what restrictive covenants (CC&Rs) are, how they can affect you when you own a condo, townhouse, or home in a planned community, and much more.
What Do Real Estate Attorneys Do?
3-minute read
Find out what a real estate attorney does for homebuyers and sellers, and when you may want to hire one to help with your property closing.
Property Taxes: What They Are and How To Calculate Them
3-minute read
What is property tax? Discover how it’s calculated, whether it’s deductible, and how exemptions can lower your bill and affect your mortgage payment.
How to Find Property Lines
3-minute read
It is important to know where your home’s property lines are when you want to build a fence, driveway, or structure on your land. Learn how to find your property lines!
Property Easement: Definition, Types, and Impact
3-minute read
Learn what an easement is, the different types of property easements, and why they matter when buying or owning a home.
How Mortgage Interest Rates Have Changed (or not Changed) over Time
3-minute read
While the desire for homeownership remains strong, many people believe that buying a home is hard in today’s economy.
Mortgage Interest Deduction: What Homeowners Should Know
3-minute read
Learn how to claim the mortgage interest deduction as a homeowner and understand the steps, rules, and limits that determine your potential tax savings.
6 Ways to Increase Your Home’s Living Space
3-minute read
Do you need more living space but don’t want to build a major addition? Check out these home renovation ideas that don’t require big construction projects!
How to Save Money on Homeowners Insurance
3-minute read
Are you paying too much for homeowners insurance? Look here for tips to help choose the right amount of coverage and save money on premiums.
How to Plan for Retirement
3-minute read
When considering retirement, these questions can help you decide what you want to do, where you want to live, how much money you will need, how much you have, and more.
How to Declutter Your Home
3-minute read
Cleaning out your home is an important step in the selling process. A clean home shows better and makes moving easier. Check out our home decluttering tips.
9 Popular House Styles in America
3-minute read
Whether you want to buy your first or next home, check out these popular house styles for ideas! View insights from Freedom Mortgage.
What Are Homestead Exemptions?
3-minute read
Learn about homestead tax exemptions and protection from creditors, who is eligible for a homestead exemption, how you can apply, and more.
How Much Does a Home Renovation Cost?
3-minute read
Home Projects Can Increase the Value of Your Home
Home Maintenance Checklist: A Guide for Homeowners
3-minute read
A home maintenance checklist can help you keep your property in good shape, avoid repairs, and maintain or improve your home’s value.
Cash Out Refinance vs. HELOC: Which is Right for You?
3-minute read
Before You Tap Your Equity, Decide Which Loan Option Is Right for You
Mortgage Insurance: What is It and How Does It Work?
3-minute read
Compare Different Loan Types and the Cost of Your Payments
What Is Earnest Money in Real Estate?
3-minute read
Learn About Earnest Money Deposits When Buying a House
Adjustable-Rate Mortgage (ARM) Pros and Cons
3-minute read
The Benefits and Drawbacks of ARMs and How They Work
APR vs. Interest Rate: Key Differences
3-minute read
Annual Percentage Rate (APR) Helps Explain a Mortgage’s Total Cost
What Is a USDA Loan and How Does It Work?
3-minute read
A great option for those looking to buy a home in a qualifying area
What Is a Conventional Loan and How Does It Work?
3-minute read
Understand Conventional Loans and What Sets Them Apart
What Are HOA Fees and What Do They Cover?
3-minute read
HOA fees are mandatory costs for shared maintenance and amenities in HOA communities. Learn what they cover and how much they are.
Real Estate Encroachment: What It Means for Homeowners
3-minute read
Encroachments can create legal problems for homeowners if left unaddressed. Learn what encroachments are and how to handle them here.
How to Choose a Home Security System
3-minute read
A home security system can help protect your home and give you peace of mind. You can decide how much monitoring you need and more.
How Seller Financing Works: Benefits and Risks for Buyers and Sellers
3-minute read
Learn how seller financing works for buyers and sellers, including benefits, risks, and when this alternative path to homeownership makes sense.
What Are Real Estate Disclosures?
3-minute read
Learn about common types of real estate disclosures, what you are required to disclose as a home seller, what you should expect as a homebuyer, and more.
Real Estate Comps: Definition and How To Find Them
3-minute read
Learn what real estate comps are, how to find them, and how they help you estimate home value for buying, selling, or refinancing.
Moving Tips and Checklist for a Stress-Free Move
3-minute read
With the right checklist and tips in mind, you can help ensure your move goes smoothly. Check out our guide.
How to Sell a House
3-minute read
Selling a house can be a straightforward process once you know the steps. Here's our step-by-step guide on how to sell a house. Learn the process here.
How to Stage Your Home for Sale
3-minute read
Staging your home can help it show better and sell faster. Use these staging tips to make a great first impression on potential buyers of your home.
How to Price Your Home for Sale
3-minute read
Choosing the right price for your home can help you get the most money and sell your house more quickly. Learn ways to pick the right sale price for your home!
Should You Downsize Your Home?
3-minute read
Is downsizing right for you? Learn more about the pros and cons of downsizing, as well as considerations for selling a larger home and buying a smaller one.
How Much Does It Cost to Sell a Home?
3-minute read
When you sell a home, you might pay between 10% and 15% of the purchase price for real estate agent commissions, closing costs, taxes, and more.
Buyer’s or Seller’s Market: A Complete Guide
3-minute read
What are the differences between a buyer’s market and a seller’s market? Learn what these terms mean and strategies for buying and selling homes.
What Is a 30-Year Fixed Mortgage and How Does It Work?
3-minute read
Learn how 30-year fixed mortgages work, including pros and cons, in our guide.
What Does Contingent Mean in Real Estate?
3-minute read
5 Common Real Estate Contingencies for Buyers
Conforming Loan: Definition, Limits, and Considerations
3-minute read
Understand Conforming Loans and What Sets Them Apart
Closing Costs: What They Are and What You Can Expect to Pay
3-minute read
What You Can Expect to Pay on Closing Day
VA Loans vs. Conventional Loans: What’s the Difference?
3-minute read
Should You Choose a VA or Conventional Loan?
What Is the VA Home Loan Guaranty?
3-minute read
How VA-Guaranteed Loans Have Been Helping Veterans Since 1944
How to Get a VA Certificate of Eligibility
3-minute read
Learn More About VA COEs and How to Apply for One
Calculator Section
Mortgage Payment Calculator
Estimate home prices you can afford, based on your income, down payment, mortgage rate, and more.
Get Started
Cash Out Refinance Calculator
Discover how much cash you could get from your home's equity to help you reach your goals.
Get Started
Refinance Calculator
Find out how much you might save on your payment by lowering your interest rate.
Get Started
Mortgage Payment Calculator
Estimate home prices you can afford, based on your income, down payment, mortgage rate, and more.
Get Started
Cash Out Refinance Calculator
Discover how much cash you could get from your home's equity to help you reach your goals.
Get Started
Refinance Calculator
Find out how much you might save on your payment by lowering your interest rate.
Get Started